Interest Free Payment Plan with AfterPay

Author: Brea Walker   Date Posted:18 September 2016 

Now you can shop when you want, receive the goods and pay later with an interest free payment plan.

How often do you leave shopping to the last minute and you have to buy something now but don’t get paid until next week?    Good news is that now there is a way to get your order now and pay it off over 4 instalments.   Find the product you want, add it to your cart and choose an Interest Free Payment Plan as your Payment Option.    

Here is how AfterPay works:

There is no need to register.  Just enter your mobile and email address in at Checkout then choose Afterpay as your payment option and CHECKOUT.  You will be redirected to AfterPay to arrange the instalment plan.    YES - It is Interest Free but please make sure you read the terms and conditions for AfterPay as there are late fees charged if you miss a payment.

 

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Here are some Frequently Asked Questions about Interest Free Payment Plans:

Is there a transaction limit?

Transaction Limits are set by Afterpay.  There is no minimum spend at Mamma Bee and at this current time a maximum spend has not been set.  You are responsible to make sure that you can pay the terms required of you with AfterPay.   If you haven't purchased using afterpay before you may be requested to have the first installment paid straight up or at least have funds in your bank account nominated.

 

Why did my AfterPay payment decline?

AfterPay has set clauses regarding the amount of money that you are willing to loan (interest free).  Although the exact amount is not explained it is increased over time with each transaction you make with AfterPay and how well you paid off those transactions.  The more you buy and pay off on time the higher your loan amount maximum will be.  For more information visit AfterPays Terms and Conditions.

 

I do not have a MasterCard or Visa - Can I still use this system?

AfterPay requires either a Visa or MasterCard in your name in order to use their services.  Afterpay is a payment service that will charge an existing credit or debit card with 4 instalments on your credit card.  

 

I have received an email of my order but didn't finish the application to afterpay.

Exiting the AfterPay Checkout prior to receiving confirmation will automatically generate a quote that will be cancelled within 24 hours if payment is not arranged.   Please make sure that you do not exit until you have completed in full.  You will not be able to use that current transaction again with afterpay.  Simply start again and Mamma Bee will cancel the original order.  

 

What if I am unable to make the agreed instalment?

As with most other bills it is recommended to make contact with AfterPay if you are unable to make an agreed instalment.  If you fail to make your agreed instalment you will be charged a $10 late payment fee by Afterpay and then a further $7 late payment fee if you go longer than 7 days unpaid.  Please make sure to check out the full terms and conditions at Afterpay.

 

How Can I arrange a return on items purchased using Interest Free Payment Plan?

Nothing changes with the return policy.  On the return of the item to Mamma Bee we will notify Afterpay of partial or full return and release any payments you have made back to your nominated account to the value of the returned item.  Please make sure you read our return policy for full instructions.

Refund will only be for payments already made to AfterPay.  Depending on the allocated date of your next payment you may be required to make a payment whilst your return is in transit.  Please be aware that if refunded the full amount paid will be processed through AfterPay minus amount owing.  

   

What if my Afterpay order does not arrive.

Like all other payment options if your order has not arrived please check your emails (including junk emails) for your tracking number.  Check where your parcel is currently located.  Still unable to find it - Contact Mamma Bee and we will assist you in locating your parcel.  Please have your invoice number and tracking number (if possible) handy.

 

More information regarding Afterpay terms and conditions.

 

 



Comments (1)

Didn't pay first installment

By: on 16 June 2017
I have just ordered stuff and it is my secound time it says it has work and i got an email but told me that i didnt have to pay that day that it will come out in 2 weeks which then it will be my first installment is the wright.

www.mamma-bee.com.au Response
Hi Sam, Best thing to do to check when your payments are due is to login to AfterPay. If the purchase was with Mamma Bee please send me an email and I will try and help you out but unless the order was through my business I cannot see that information. Hope this helps. Regards, Brea

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